Saturday, 8 October 2011

Philosophical Frugality!

Apologies for of lack of posts but I have been somewhat busy. Beavering away at my new job while trying to be a mother, housewife and crafter extraordinaire uses up a lot of time (and energy). I have spent most evenings this week crashing out on the sofa moments after I sit down.
We should be celbrating though, we saw in the start of the month with record funding in our bank accounts after the super saving month and we are at it again this month. Last months excesses haven't gone towards the mortgage yet though, we're still playing catch up and its going on credit cards to pay off summer Euro tunnel crossings and new cars (well pre-loved cars)!
The most striking outcome is that our attitude to things seems to have changed, on a small scale we have broken the routines of spending, pack lunch and thermos's are common place and I am shocked at the idea of spending Two quid on a cup of coffee when I go into town. I am far more aware of spending and prices as I toddle round the supermarket (This week I estimated my shopping as I went round the supermarket and was only a pound off at checkout, not bad eh) and we are more conscious of cooking and enjoying eating on a budget. However on a larger scale things have really got going and has posed us some interesting dilemmas I shall leave you with one to mull over.

Our house has three bedrooms and a cellar bedroom come office too. We occasionally have guests but on the whole theses rooms are dumping grounds for laundry and clutter. While we tackle the pennies by turning lights out and taking packed lunch surely we are wasting a great deal of money by owning (courtesy of the mortgage lender) two rooms we barely use. Wouldn't we be better downsizing, shrinking the mortgage and paying it off faster? And if we achieve paying off said smaller mortgage, what could and should we do after that?

hmm perplexing.........

1 comment:

  1. No! You have an amazing house that you won't ever find again! You should rent some of the space out. You could let someone have the cellar as a studio or something. Or, as a good friend of mine who lives a few doors down from you does, you should rent out a room to students of the language school. She makes quite a tidy amount from it. You should ask Holly, or just phone the language school and ask them about it. x x x

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